Selamat siang kawan Insurance Official kali ini admin bakal membuat artikel yang berjudul Mortgage Life Insurance, karena kemarin admin telan membuat artikel yang membahas tips lainnya seperti di atikel https://insurance-official-id.blogspot.com/2013/03/best-insurance-companies-of-2013.html dan berikut adalah artikel yang membahas Mortgage Life Insurance,,oke deh langsung saja berikut tips Mortgage Life Insurance.
Mortgage protection insurance or mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage.
Mortgage life insurance is supposed to protect the borrower's ability to repay the mortgage for the lifetime of the mortgage. This is in contrast to Private mortgage insurance, which is meant to protect the lender against the risk of default on the part of the borrower.
The beneficiary of this type of policy is almost always the mortgage company.
Mortgage life insurance disadvantages: The premium you pay is often lumped into the home loan, which means you are paying finance charges on the premium. A healthy nonsmoker can usually beat the price of mortgage life insurance by as much as 50%. Another disadvantage is the insurance stays with the house. In other words, it's not transferable the way regular life insurance is.
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Anda sedang membaca artikel Mortgage Life Insurance di Insurance Official. Anda juga dapat membaca artikel lainnya seperti https://insurance-official-id.blogspot.com/2013/03/tennessee-pit-bull-insurance-law-would.html atau https://insurance-official-id.blogspot.com/2013/03/best-insurance-companies-of-2013.html.
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